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4 Finance Apps I Can’t Live Without
They Help Me Save, Invest & Manage Money Smarter
Making money is only half the journey. The harder part is managing it well enough to keep, grow, and multiply it.
For a long time, I thought I just had an “income problem.” But the truth was, I had a money management problem. I wasn’t tracking where my money was going, I didn’t have a system for saving consistently, and investing felt too intimidating.
That shifted when I started using technology to my advantage. Today, I rely on a handful of apps that keep me disciplined, organized, and intentional with money. Here are the 4 I can’t do without:
1. Money Manager – For Tracking Income & Expenses
You can’t manage what you don’t measure.
This app helps me log every inflow and outflow, so I know exactly where my money is going. Everyday, I update it with my spending and my income from different streams.
2. PiggyVest
I use piggyvest as my high-savings account. I break down how I use each of these apps in detail in my recent video on youtube. Check it out…
3. Cowrywise
Beyond short-term savings, Cowrywise allows me to structure long-term wealth goals. I use it to access mutual funds and also save my emergency funds.
4. Bamboo – For Investing in Stocks
Investing always felt intimidating until I started small with Bamboo. With as little as ₦5k–₦10k, I could buy fractional shares of U.S. and Nigerian companies.
You don’t have to start big, you just have to start.
I am hosting a webinar called Neighbors That Invest on the 26th of September to teach you how you can start investing with your ₦5,000 / $10
You’ll learn…
✔️How to save in dollars (so your money stops losing value)
✔️How to invest your first ₦5k/$10
✔️How to automate your investments so you stay consistent
✔️How to find beginner-friendly stocks & ETFs without stress
Launch Price: ₦5,000 / $10 only PS: Price will increase to ₦9,999 after 26th September, 2025
Neighbors That Invest together, build wealth together.🧡
HEY NEIGHBOR, STAY CONNECTED
Follow me on Instagram: themfonakpan
Check out my YouTube HERE for more tips
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