4 Finance Apps I Can’t Live Without

They Help Me Save, Invest & Manage Money Smarter

Making money is only half the journey. The harder part is managing it well enough to keep, grow, and multiply it.

For a long time, I thought I just had an “income problem.” But the truth was, I had a money management problem. I wasn’t tracking where my money was going, I didn’t have a system for saving consistently, and investing felt too intimidating.

That shifted when I started using technology to my advantage. Today, I rely on a handful of apps that keep me disciplined, organized, and intentional with money. Here are the 4 I can’t do without:

1. Money Manager – For Tracking Income & Expenses

You can’t manage what you don’t measure.
This app helps me log every inflow and outflow, so I know exactly where my money is going. Everyday, I update it with my spending and my income from different streams. 

2. PiggyVest 

I use piggyvest as my high-savings account. I break down how I use each of these apps in detail in my recent video on youtube. Check it out…

3. Cowrywise 

Beyond short-term savings, Cowrywise allows me to structure long-term wealth goals. I use it to access mutual funds and also save my emergency funds.

4. Bamboo – For Investing in Stocks

Investing always felt intimidating until I started small with Bamboo. With as little as ₦5k–₦10k, I could buy fractional shares of U.S. and Nigerian companies.
You don’t have to start big, you just have to start.

I am hosting a webinar called Neighbors That Invest on the 26th of September to teach you how you can start investing with your ₦5,000 / $10

You’ll learn…

✔️How to save in dollars (so your money stops losing value)

✔️How to invest your first ₦5k/$10

✔️How to automate your investments so you stay consistent

✔️How to find beginner-friendly stocks & ETFs without stress

Launch Price: ₦5,000 / $10 only PS: Price will increase to ₦9,999 after 26th September, 2025

Neighbors That Invest together, build wealth together.🧡

HEY NEIGHBOR, STAY CONNECTED

Follow me on Instagram: themfonakpan

Check out my YouTube HERE for more tips

Get Letters from me HERE

WhatsApp Channel ➜ Join HERE 

Reply

or to participate.